1 Foreclosure in new Jersey
Edison Pinkley edited this page 2025-06-18 01:01:38 +08:00

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    Foreclosure In New Jersey

    1. Home
  1. Courts
  2. Superior Court Clerk's Office
  3. Foreclosure In New Jersey

    Superior Court Clerk's Office

    - Copies of Court Records
  • Data Reports for Sale
  • Electronic Access to Court Records
  • Foreclosure
  • Pre-foreclosure

    If you're representing yourself in a foreclosure case, visit our self-help section.

    The Office of Foreclosure

    The foreclosure process is a two-tiered system. It includes both the Office of Foreclosure and the Superior Court General Equity judges. The Office of Foreclosure us an unit in the Superior Court Clerk's Office.

    The workplace manages 7 kinds of foreclosures:

    1. Residential mortgage
  1. Multi-family/commercial mortgage
  2. In personam tax certificate
  3. Municipal in rem tax certificate
  4. Condominium lien
  5. Strict foreclosure
  6. Fair Foreclosure Act optional treatments.

    Foreclosure Actions and Foreclosure Processing Services

    Foreclosure actions are submitted in the Superior Court. Pleadings are submitted with the Office of the Superior Court Clerk, Foreclosure Processing Services in Trenton.

    The Foreclosure Processing Services group dockets pleadings (e.g., complaints, answers and ask for default) in foreclosure cases. The group carries out general foreclosure case management functions. When a case is contested, the team transfers to it General Equity Judges in the vicinages for .

    You can contact us at 609-421-6100 or SCCO.Mailbox@njcourts.gov for information on the following:

    - General Questions and Status Requests
  • Complaints
  • Answers
  • Ask for Default

    All correspondence (filings) need to be directed to:

    Regular Mail

    Messenger Service

    Foreclosure Forms

    The list below kinds might be required in foreclosure cases. See foreclosure mediation (below) for mediation forms. Self-represented litigants can access our Self-Help page for forms to submit.

    Notice-- Foreclosure Filings - Foreclosure CIS - Revised County/Municipal Code Number Table

    Filing Fee Schedule

    Checks or cash orders need to be made payable to Treasurer - State of New Jersey. Attorneys may utilize their Judiciary Collateral Account to pay any charges. Cash is not accepted.

    Fee Waiver Request:

    Fill out the Filing Fee Waiver Request Form to make an application for a cost exemption. You need to satisfy financial requirements for eligibility. This form must accompany your document( s). The form and the files need to be submitted to the General Equity Judge in the county where residential or commercial property lies. The judge will examine the fee waiver request. Once the judge determines eligibility, your documents will be forwarded to the Superior Court Clerk's Office for filing. If the judge rejects the charge waiver demand, you will be notified to send the cost before the files can be filed.

    Copy Requests:

    For details on acquiring copies of files or documents call Customer care at 609-421-6100. Ask for records must be in writing. Refer to Copies of Court Records for more information on submitting a request.

    Foreclosure Mediations & Mediation Services

    Free foreclosure mediation is offered to try to conserve your home. Mediation is a process where a neutral third-party hears your case. The arbitrator does not decide on the case however guides both parties to an acceptable outcome on their terms. Lenders can still pursue foreclosure actions during the mediation procedure. It is necessary to start requesting mediation as quickly as possible following a notice of foreclosure.

    The primary step at the same time is to declare mediation services. Attorneys or self-represented litigants can complete the declare mediation form. Eligibility requirements pursuant to Rule 4:64 -1 B should be fulfilled. The request likewise requires the foreclosure mediation list. Use the foreclosure mediation financial worksheet to reveal financial eligibility.

    If a sheriff's sale is scheduled, there are 2 statutory stays that can be requested.

    Understand scams. Companies that assure to help you get a loan adjustment, or notices to save your home from foreclosure, are appearing all over NJ. You require to protect yourself and your home from scam business that have no regard for you and your home.

    You require to carefully check the company's credentials, credibility, and experience. Keep an eye out for indication of a scam. Companies may incorrectly declare to be affiliated with a not-for-profit or federal government entity, or endorsed by federal government officials. You must preserve personal contact with your lending institution and mortgage servicer. Your mortgage lender can help you discover real choices to prevent foreclosure. You ought to utilize the free HUD/NJHMFA-certified housing therapist. More details consisting of pointers to prevent foreclosure rip-offs are detailed in the general public Announcement launched by the Federal Reserve.

    Notices to the Bar

    Notice - Mortgage Foreclosure Mediation Program - Resumption of Availability of Housing Counselors: Notice to Defendants Residential Mortgage Foreclosure Mediation Program - Rule Relaxation Order

    Foreclosure for Renters

    Residential tenants in a residential or commercial property dealing with foreclosure may be protected by NJ's Anti-Eviction statute, N.J.S.A. 2A:18 -61.1 to 61.12. Legitimate residential renters have rights to remain on the residential or commercial property notwithstanding a foreclosure.

    Frequently, due to the fact that lending institutions don't know occupants' names, the foreclosure problem will name "John Doe, Tenants No. 1 to 10." If a lender is unaware that the residential or commercial property is leased, a renter might first be outlined the foreclosure when the lender has a writ of possession. See the notification to domestic renters of rights throughout a foreclosure.

    Additional Resources for Foreclosure Help

    Legal Services of New Jersey can supply resources and legal assistance for qualified litigants. The NJ Dept.