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Add How Ordinary Housewife however Was Running Secret ₤ 270k Benefits Scam

Julia Brent 2025-06-17 03:15:52 +08:00
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<br>There is nothing remotely unusual about Angela Lloyd and Lee Phillips' semi-detached house on a quiet cul-de-sac in Merseyside.<br>
<br>And to the typical eye, Lloyd appears like a normal middle-aged mum who works relentlessly to look after her ill spouse.<br>[comcepta.com](https://www.comcepta.com/en/enterprise-metasearch.html)
<br>So it was to the large shock of neighbours when cops came down on their driveway to raid the couple's St Helens home.<br>
<br>Hiding behind the household's net curtains was in fact a decade-long web of lies which saw Lloyd and [Phillips pocket](https://kopenaandecosta.nl) ₤ 270k in taxpayer money.<br>
<br>Lloyd, 58, sobbed 'Oh my god' as she was imprisoned today over a string of untruths consisting of utilizing a dead female's identity, making up 'fake' medical conditions for her boy, and creating pseudonyms to work while declaring carers allowance.<br>
<br>Husband Phillips, 54, was also jailed after the pair's enormous advantages fraud was finally exposed.<br>
<br>While the couple handled to siphon off their ill-gotten gains for many years - neighbours have revealed to MailOnline the obvious hints that the couple were running a fraud.<br>
<br>[Angela Lloyd](https://www.bgrealtylv.com) defrauded the taxpayer of ₤ 170k over a duration of 11-and-a-half years. Detectives uncovered a web of lies including the development of pseudonyms to claim advantages<br>
<br>The fraudster next door: The [presuming semi-detached](https://elitehostels.co.ke) house Lloyd had actually moved into with Phillips. Phillips had actually failed to disclose this to the council when she moved in in 2018<br>
<br>Phillips visualized in an Aid for Heroes hoodie during a street party held for the late Queen's Diamond [Jubilee](https://www.machinelinker.com). He is said to have actually played a DJ set at the occasion<br>
<br>Initially, neighbours on Birch Gardens were worried for the couple after Phillips was seen looking extremely frail as he would 'hobble' on his strolling adhere to meet his carers.<br>
<br>But they were then left puzzled when he was at other times spotted cleaning his BMW, driving, and even playing a DJ set for their street party for the late Queen's Diamond Jubilee.<br>
<br>Locals also informed of how there was 'always something dodgy' about Lloyd, which she would never ever look people 'in the eye', but would boast about 'secret ₤ 60k caravan' they would leave to on the weekends.<br>
<br>Lloyd was sentenced to 2 years after Liverpool Crown Court found she fraudulently swiped almost ₤ 170,000 in benefits over a decade, and likewise assisted Phillips falsely claim benefits worth ₤ 100,000, as reported by the Liverpool Echo.<br>
<br>When neighbours saw them packing up one of their two automobiles previously today, they believed they were going off to remain at their secret caravan, just to find they were going to jail.<br>
<br>One neighbour told MailOnline of the couple: 'I thought they were dodgy as he made a genuine program of not being able to stroll whenever his carers were here.<br>
<br>'He was [shuffling](https://restosales.net) along and holding onto his vehicles in the driveway before he took a long period of time to get to his carer's vehicle on his strolling stick.<br>
<br>'But the next thing I saw him cleaning his BMW in the driveway - he seemed to be walking great then.<br>
<br>'And he did a DJ set for the Queen's Jubilee celebration back in 2022. He had all the speakers out and everything.<br>
<br>'But after the police raid, they became more reserved and didn't say a lot to people.<br>
<br>'There was always something dodgy about her - she would not look people in the eye and bragged about going to her ₤ 60,000 caravan but would never ever say where it was.<br>
<br>'They would take her teenage son and disappear on a Thursday night and not get back till Sunday.'<br>
<br>Phillips had fraudulently claimed ₤ 100k in PIP, housing advantages, employment support allowance and council tax decreases that he was not qualified for. Neighbours told of how he would look 'frail' and 'hobble on a strolling stick' in the presence of carers, however at other times was seen 'strolling great'<br>
<br>Following the cops raid on the peaceful rural street, neighbours were entrusted to concerns regarding why the couple had actually been jailed - and some allege Lloyd had later informed them it was down to canine breeding.<br>
<br>But these questions were lastly laid to rest on Tuesday when the court heard how Lloyd had claimed a total of ₤ 169,394.15 which she was not gotten approved for in housing benefits, carers allowance and personal self-reliance payments throughout 11-and-a-half years.<br>
<br>With the assistance of Lloyd, Phillips was likewise discovered to have illegally declared ₤ 100,980.71 through PIP, housing benefits, work assistance allowance and council tax reductions considering that 2018.<br>
<br>Olivia Beesley, prosecuting, detailed how the mom's elaborate scam began when she incorrectly started claiming housing benefits for a caravan on Riverside Walk in Southport - which was discovered to be a 'fictitious address'.<br>
<br>She even made a fake occupancy arrangement for the 'totally fictitious caravan', ultimately [pocketing](https://jrfrealty.com) ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent home.<br>
<br>Then in 2018, she started making deceitful claims that her hubby required 'numerous everyday carers to participate in to his requirements'. She reached utilizing Phillips' sibling Zoe's birth certificate to position as his sibling and claim that she was his primary carer.<br>
<br>She also lied that she was unable to work due to being a full-time carer, however was found to have actually been working under an incorrect identity [Wendy Lloyd](https://casaduartelagos.com) at care business Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.<br>
<br>In 2022, she started developing 'incorrect medical conditions' for her son, declaring she had a carer called Joyce Bibby - a dead female's identity. Nearly ₤ 10k in incorrect special needs living allowance overpayments were claimed in relation to this.<br>
<br>She again used the departed woman's name as being her social employee to claim ₤ 13,526.70 of PIP, stating that she required carers due to 'health conditions'.<br>
<br>Neighbours told of how Lloyd would boast about a '₤ 60k caravan' in a secret area that she never exposed, and would state they were going to stay at the caravan from Thursday to Sunday<br>
<br>One neighbour stated they saw the couple loading up on of their cars earlier this week and presumed they were going off to their 'caravan', just to later on learn they were off to prison<br>
<br>When MailOnline checked out Phillips' address in Birch Gardens which he showed Lloyd, neighbours revealed how the couple and her kid would apparently go off to a caravan on the weekends.<br>
<br>It is not understood whether this was the very same 'fictitious caravan' which to have actually never ever existed, or an undoubtedly a separate, genuine caravan.<br>
<br>Leni Newton, 63, stated: 'She told people that the police raid was because somebody had informed on her for breeding border collie pups without a licence.<br>
<br>'I'm shocked they have actually been jailed. I thought they were all above board.<br>
<br>'I only saw them a few days ago leaving travel suitcases - I thought they were simply going to their caravan.'<br>
<br>She added: 'I know they satisfied as she was his carer. He was [married](https://acebrisk.com) however [Angela moved](https://www.qbrpropertylimited.com) in. I thought she had lived in Southport.<br>
<br>'I did see his ex-wife parked up in the street enjoying his house when they split.<br>
<br>'She was obviously spying on them.'<br>
<br>Her partner David Manchester, 70, stated: 'It's a big surprise they appeared to be living a double life.<br>
<br>'There were a lot of police came here.<br>
<br>'He was at the street celebration for the Queen however other times he did seem very frail.'<br>
<br>Hand in Hand homecare company validated to MailOnline that Lloyd had authentic referrals, DBS checks and training certificates in the name of Wendy Lloyd.<br>
<br>A spokesman stated: 'We sacked her right away when we discovered the fact.<br>
<br>'All her DBS and references took a look at. The police stated we had actually done absolutely nothing wrong.'<br>
<br>The court heard how Phillips also duped money from the public bag by failing to disclose the fact that Lloyd had moved into his home in 2018 - enabling him to continue claiming more than ₤ 13k in housing benefits and ₤ 2.2 k in council tax decreases.<br>
<br>He is also stated to have actually 'overemphasized' his medical conditions and need for care, stating that he was not able to do anything for himself.<br>
<br>He [declared](https://tbilproperty.com) himself 'unfit for work' and failed to discuss his partner's wage - illegally stealing ₤ 51k in work assistance allowance.<br>
<br>However, Phillips declared that Lloyd had actually completed the type and had simply 'asked him to sign it'.<br>
<br>Phillips' counsel Jim Smith argued he has a 'intricate recent history' of mental health and disabilities including neurological condition, anxiety and depression.<br>
<br>He was likewise said to have actually a pacemaker fitted and appeared in court in a wheelchair.<br>
<br>While Phillips had no previous convictions relating to similar matters, however Lloyd's rap sheet reveals previous [entries](https://seasiderealestate.al) for theft and dishonesty offenses dating as far back as the 1980s - though her last look remained in 2012.<br>
<br>Lloyd was jailed for 2 years after confessing 7 counts of fraud by false representation, and Phillips was also seen cleaning back tears as he was [imprisoned](https://www.holiday-homes-online.com) for 20 months for scams by false representation and three counts of dishonestly stopping working to divulge details to make a gain.<br>[lilo.org](https://search.lilo.org/)
<br>Sentencing, Judge Simon Medland KC stated: 'Over an 11-year duration, or more than that, you, Angela Lloyd, handled to defraud the public of simply except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year period, you had about ₤ 20,000 annually which you defrauded from the public.<br>
<br>'For those who seek to defraud the general public of scarce and important advantages which need to be directed to those who require them, not those who simply want to have them for factors of personal greed, that is a severe offense devoted by each of you over an extended period of time.'<br>